John and Jane Brown are co-owners of a property which is their principal residence and are entering into a refinance transaction that is subject to rescission. John is provided with one copy of the Notice of Right to Cancel, and Jane receives no disclosures. What is their deadline for rescission?

a. Midnight on the third day following closing
b. 72 hours after closing
c. Three years after closing
d. Three business days after closing

Ans: c. Three years after closing