The cost of goods sold to scrap ratio is a multiple factor ratio

How has the National Do Not Call Registry changed the telemarketing industry?

A) Telemarketing for nonprofit groups has become nonexistent. B) Telemarketing is no longer used by small and medium sized companies. C) Telemarketing has replaced direct mail and personal selling because of low costs. D) Telemarketers are more effectively developing relationships with new customers. E) Telemarketers are more effectively managing relationships with existing customers.

During the 1800s, many U.S. financial crises were precipitated by an increase in ________, often originating in London

A) interest rates B) housing prices C) gasoline prices D) heating oil prices