Ethical values are one's personal convictions about what is right and wrong

Suppose that the financial ratios of a potential borrowing firm took the following values: X1 = 0.30 X2 = 0 X3 = -0.30 X4 = 0.15 X5 = 2.1 Altman's discriminant function takes the form: Z = 1.2 X1+ 1.4 X2 + 3.3 X3 + 0.6 X4 + 1.0 X5 The Z score for the firm would be

A. 1.64. B. 1.56. C. 2.1. D. 3.54. E. 2.96.

An owner wishes to refinance a first trust deed. However, a second deed of trust is also still in effect. In order to refinance properly, the second trust deed should contain:

a. an escape clause b. an alienation clause c. a subordination clause d. an acceleration clause