One goal of underwriters is to prevent adverse selection from occurring.

Two advantages of decentralization are that managers are encouraged to solve their own problems, and decisions are made more quickly, increasing the organization's flexibility and efficiency.

a. True b. False

For a random sample of 247 observations, the skewness of the data was calculated to be -0.52 while the kurtosis was calculated to be 3.24. Which of the following is true in the light of the information given above?

A) Reject H0 for ? = 0.05, but not for ? = 0.10 B) Reject H0 for ? = 0.10, but not for ? = 0.5 C) Reject H0 for ?= 0.05 and for ? = 0.10 D) Fail to reject H0 for all levels of significance.