The best resolution technique for managing a conflict that is trivial, when emotions are running high, and where time can help cool things is ________

A multicultural employee

a. is able to conduct business in another culture. b. was raised in a multicultural environment. c. speaks three or more languages fluently. d. has experience working in other countries.

From the viewpoint of the insurer, all of the following are characteristics of an ideally insurable risk EXCEPT

A) The loss must be accidental. B) The loss should be catastrophic. C) The premium must be economically feasible. D) There must be a large number of exposure units.