ERP systems need both current and historical data

The needs approach can be used to determine all of the following EXCEPT

A) the amount needed to replace the breadwinner's projected increasing annual salary B) the amount needed to pay for a child's education C) the amount of income needed if the breadwinner dies D) the amount needed to provide income for the surviving spouse's retirement"

In any real estate sales transaction that a broker negotiates, the broker would be well advised to do all of the following EXCEPT

A) keep copies of all documents involved in the transaction in the broker's files for five years after the year in which the transaction was closed. B) provide the buyer the broker's personal opinion of the condition of the seller's title to the property. C) make sure that the closing statement is accurate and that a copy of it is delivered to both the buyer and the seller. D) make sure that the written purchase and sales agreement includes all of the terms of the parties' agreement.