All of the following provisions are required in an individual health and accident policy EXCEPT

A) a grace period provision
B) an insurance with other insurers provision
C) a physical examination and autopsy provision
D) an entire contract provision

Answer: B) an insurance with other insurers provision

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Despite differences across cultures, research suggests that regardless of nationality or religion, most people embrace all of the following values EXCEPT:

A. Respect for others B. Fairness C. Compassion D. Honesty E. All of the above are values most people embrace

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The Rumford Fair Housing Act is a state law in California that prohibits discrimination in supplying housing accommodations. All of the following statements are true regarding the Rumford act, except:

a. Anyone who sells, rent, leases, or arranges financing for housing must comply with the law. b. The Rumford act applies to selling houses and businesses. c. The Rumford act applies only to houses. d. The Rumford act, being forced against businesses and individuals.

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