The listing broker has requested an extension and price reduction of her listing contract. The seller has agreed to price reduction but has asked the broker to reduce her commission. Is the broker allowed to give the seller this rebate?

a. No, brokers are not allowed to pay unlicensed consumers any fees
b. Yes, if her assistant works on the transaction and she can lower her fees
c. No, because commissions are set by the Real Estate Commission
d. Yes, as part of a commission renegotiation with a seller

Answer: d. Yes, as part of a commission renegotiation with a seller

Business

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You take an application over the phone. Which of the following must occur within three business days of a potential borrower submitting an application for a loan?

a. Submit the application to the lender for underwriting b. Provide the borrower with confirmation of receipt of the application c. Hand-deliver or mail the Good Faith Estimate and Affiliated Business Disclosure d. Hand-deliver or mail the Good Faith Estimate and TIL Disclosure

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In most instances, the person who carries the burden of production in a case also

carries the burden of persuasion. a. True b. False

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