Who designates the beneficiary of a life insurance policy?

A) The fiduciary
B) The policyowner
C) The insured
D) The underwriter"

Ans: B) The policyowner

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Roger, who is 35 years old, has a whole life insurance policy with a death benefit of $150,000. At the age of 65 he will no longer make premium payments. When will the cash values of his policy be $150,000?

A. 65 B. 100 C. 35 D. 70

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A(n) __________ is an action, device, procedure, or technique that reduces a threat, a vulnerability, or an attack by eliminating or preventing it, by minimizing the harm it can cause, or by discovering and reporting it so that correct action can be taken

A. attack C. countermeasure B. adversary D. protocol

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