Under the Equal Credit Opportunity Act, lenders may not use a numeric scoring system for deciding who may or may not receive credit

Which of the following is an example of a nontariff trade barrier?

A) a sales tax B) customs duty C) a host-country regulation D) excise duty E) an import quota

Wally Kramer, Saskatchewan farmer, wished to buy an additional 160 acres, but didn't have the money. He borrowed it from his uncle Chester and gave Chestera mortgage on the addition

Chester didn't have legal advice and neglected to register the mortgage. Wally found the mortgage payments too much for him, so he sold the new land to his neighbour, Phil Hazel. Phil registered the deed. Can Chester now enforce the mortgage against Phil? A) Yes, a mortgage runs with the land. B) Yes, the mortgage was in writing and dated before the deed C) No, Chester's mortgage was not registered D) Yes, Phil had constructive notice of the mortgage. E) both A and B