The most appropriate level of government to provide public goods is:

M1 does not include cash that is held in ATMs or bank vaults, because ________

A) no one really owns that money B) that money is included in M2 C) that money earns no interest D) the right to access that money is counted already as bank deposits E) none of the above

Individuals who face greater risks

a. are more likely to purchase insurance b. are less likely to purchase insurance c. are neither more nor less likely to purchase insurance d. are risk neutral