When an interpersonal skill becomes a habit, it loses its effectiveness

Before 1863,

A) federally chartered banks had regulatory advantages not granted to state-chartered banks. B) the number of federally chartered banks grew at a much faster rate than at any other time since the end of the Civil War. C) banks acquired funds by issuing banknotes. D) the Federal Reserve System regulated only federally chartered banks. E) the Comptroller of the Currency regulated both state and federally chartered banks.

The ability to pay bills when due and to meet unexpected needs for cash most closely describes

a. cash flow adequacy. b. long-term solvency. c. liquidity. d. profitability.