Adam is a sophomore and is listening to a speaker in his finance class talk about the importance of starting to save for a retirement as soon as possible. Adam is pretty focused on his life right now and has a hard time imagining being out of college, let alone being retired. Because of this, his perception of the speaker’s credibility is:

a. less important because he is not engaged in the message
b. more important because this information is new information to him
c. more important because the issue is not personally relevant
d. less important because the issue is not personally relevant

c. more important because the issue is not personally relevant