________ torts are those wherein the defendant took some purposeful action that he or she knew, or should have known, would harm the plaintiff

Which of the following is the most difficult for the mortgage lender to evaluate:

A: The value of the property securing the mortgage; B: The degree of risk inherent in the mortgage; C: The interest return on the capital; D: The cost of making the loan.

________ involves using an organizational unit with superior performance as the ideal for other departments

Fill in the blanks with correct word