According to subdivision laws which the California Bureau of Real Estate enforces, all of the following could be defined as blanket encumbrances, except:

Student loans cannot be discharged in bankruptcy unless they would cause an "undue hardship"

to the debtor and his/her dependents. Indicate whether the statement is true or false

The way a system actually works is referred to as a(n):

A) unofficial system. B) informal system. C) actual system. D) formal system. E) secondary system.