The purpose of a buffer is to
A) imply the negative news instead of stating it explicitly.
B) make it easier to change your mind later.
C) justify your decision for the bad news.
D) lessen the effect of negative news.
E) state the obvious to pave the way for the bad news.
D
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The type of deed in which the granting clause states "grant, bargain, and sell" is a
A) special warranty deed. B) bargain and sale deed. C) general warranty deed. D) reconveyance deed.
Wally currently has a balance of $14,500 on his credit cards and he is having a hard time making the minimum payments on them. He has missed several payments and is now paying the default APR of 29.99%
He and his wife own a nice home with $40,000 in equity. They have $7,500 in a certificate of deposit with a 4% APR. He has come to you in tears asking for advice. What would you tell him to do? A) Seek out a non-profit credit counseling company. B) Cash out his CD and pay down his credit cards. C) Become a convenience user, and maintain just one credit card. D) Take out an equity loan on the house. E) All of the above