Persons insured for personal liability under the homeowners policy include which of the following? I. Relatives while visiting the named insured. II. Overnight guests who are not relatives of the named insured

A) I only
B) II only
C) both I and II
D) neither I nor II

Answer: D

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All of the following are true of a Homeowners Policy, except:

A) Dwellings under construction are eligible. B) The HO-2 provides open peril coverage on the dwelling. C) The HO-4 form is also called the Tenants Form. D) Personal property of an insured's daughter while at college would be covered.

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If a married person dies testate and leaves all community property, the decedent's interest passes to the:

a. whomever is named in the will b. surviving spouse and children, if any c. surviving spouse d. surviving children, and not the surviving spouse

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