Repair and maintenance costs of vehicles used to deliver products to customers are product costs

What is the essential idea behind RAROC?

A. Evaluating the actual or contractually promised annual ROA on a loan. B. Analyzing historic or past default risk experience. C. Balancing expected interest and fee income less the cost of funds against the loan's expected risk. D. Extracting expected default rates from the current term structure of interest rates. E. Dividing net interest and fees by the amount lent.

When the financial analysts multiplies the profit margin for ROA with the assets turnover ratio the result is called______________

Fill in the blank(s) with correct word