The Charter of Rights and Freedoms applies in all cases where a person's human rights have been violated

Which of the following is true of mortgage companies?

a. They prefer to create mortgages for resale. b. They are federally and vigorously regulated. c. They do not act as financial intermediaries. d. They prefer loans other than FHA, VA, or conventional mortgages.

If everything else is equal, a system produces service more effectively and more efficiently

when the customer participates _____________. a. very little b. a moderate amount c. as much as he can d. none of the above