Insurance contracts are characterized by an equal exchange of value by the parties to the contract.

Which of the following statements is (are) true regarding exclusions in life insurance contracts?

I. Life insurance policies are remarkably restrictive, including numerous exclusions. II. A life insurer may exclude death attributable to certain activities or hobbies disclosed on the application. A) I only B) II only C) both I and II D) neither I nor II

Dress tips for men at work include:

A) Wear polo shirts untucked B) Shave off all facial hair C) Clean and well-groomed hands D) All of the above E) None of the above