The initial method of segmenting a population is usually ________

It is a requirement that most real estate records be kept for a period of three years, commencing from the date:

A: That a property is first placed on the market; B: Of the listing agreement, if the sale is not consummated; C: That a sale transaction closes; D: Either "B" or "C" above.

ADRs I. are shares of U.S. companies traded on foreign exchanges. II. are shares of foreign companies traded on U.S. exchanges. III. pay dividends in U.S. dollars if they pay dividends. IV. are subject to exchange rate risk

A) I and II only B) II and III only C) II. III and IV only D) I, II, III and IV