________ stems from superior ability or expertise in performing a task

Susan's health insurance coverage cannot be canceled, is guaranteed renewable to age 65, and under no circumstances can her premium be increased. What type of renewal provision is found in Susan's health insurance coverage?

(a) renewable at the insurer's option (b) conditionally renewable (c) guaranteed renewable (d) noncancelable

The Commerce Clause grants Congress the power to regulate commerce with foreign nations

Indicate whether the statement is true or false