What tool do life insurance actuaries use to help establish premium rates based on the probabilities of death at various ages?
A) Annuity table
B) Morbidity table
C) Mortality table
D) Survivor table"
Ans: C) Mortality table
Business
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Which kind of distribution channel is difficult for outsiders to access?
A. Exclusive B. Intensive C. Selective D. Concentrated E. Fragmented
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Long-term disability will replace 100% of your income while you are unable to return to work
Indicate whether this statement is true or false.
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