Which of the following is not an example of a nuisance?

Insurance can be described as:

A: Transferring the risk of loss from an insured to an insurance company; B: The substitution of certainty for uncertainty; C: Protecting the insured against loss in accordance with the policy for the amount insured and for the period of time agreed upon; D: All of the above.

Which of the following is a cost-effective mode for shipping large amounts of bulk products — coal, sand, minerals, and forest products — over long distances?

A) air carriers B) water carriers C) pipelines D) trucks E) railroads