Which of the following best describes the reduced paid-up non-forfeiture option?
A. The insured can no longer afford the policy so they receive the cash value minus the surrender charge.
B. The insured receives a cheaper term policy with a reduced death benefit. No evidence of insurability required.
C. The insured receives a cheaper term policy with a reduced death benefit. No evidence of insurability required.
D. The insured exchanges the current whole life policy for another whole life policy with a lower death benefit. A reduced premium is charged. No additional premium is required
Answer: D. The insured exchanges the current whole life policy for another whole life policy with a lower death benefit. A reduced premium is charged. No additional premium is required
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Malcolm Obrien was asked by Theresa Cho to be a director of her company. Malcolm agreed, but apart from accepting the title of director he had no idea what was going on in the business. There were never any formal board of directors meetings
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An EAP failure message is sent to the ________
A) authentication server B) authenticator C) client D) Any of the above