In partnership liquidation, if a partner has a debit capital balance in his or her capital account, he or she is responsible for contributing personal assets sufficient to eliminate the deficit

_________________ collect premiums on insurance policies and employee/employer contributions from pension fund participants and provide retirement benefits and insurance against major financial losses.

a. Banks b. Contractual savings organizations c. Investment banking firms d. Brokerage firms e. none of the above

According to the Ruxton and Harvey article, Understanding Intercultural Communication…, which of the following reasons is not a valid argument for the need to develop more flexible inter-cultural communication patterns?

a. Today, more organizations conduct international business over the phone and/or over the Internet. b. English is the language of business. c. All members of any specific culture do not necessarily share the same communication styles or patterns. d. Being a skilled inter-cultural communicator can make an employee more valuable to anorganization.