For the FOIA exemption regarding national defense and/or foreign policy to apply:

a. Congress must specifically refer to the document or information in a statute
b. the president must issue an executive order
c. the document or information must be covered under the Privacy Act also
d. the president must review the document or information and authorize an exemption bysigned letter to the agency in possession of the document or information

b

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What federal statute primarily serves to control the settlement costs of residential mortgage loans?

a. HMDA b. TILA c. RESPA d. ECOA

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How do customer characteristics influence channel design?

What will be an ideal response?

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