Image processing involves the storage of records on a magnetic medium or on optical disks

Person J and Person K own Blackacre as joint tenants. Person J's will specifies that on Person J's death Person J's interest in Blackacre is to go to Person M. When Person J dies

a. Person M will be a tenant in common of Blackacre with Person K. b. Person M will be a joint tenant of Blackacre with Person K. c. Person K will be sole owner of Blackacre. d. the probate court will have to sell Blackacre and distribute the proceeds to Person K and Person M.

The Consumer Financial Protection Bureau (CFPB) has authority to supervise all participants in the consumer finance and mortgage area, including depository institutions

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