An individual health insurance policyholder can change the beneficiary of the policy under what circumstances?

A) Beneficiaries can never be changed.
B) The policyholder must pay a $500 transfer fee.
C) The change can be made without the beneficiary's consent, unless the original designation is irrevocable.
D) The change must be submitted to the insurance company's approval board.

Answer: C) The change can be made without the beneficiary's consent, unless the original designation is irrevocable.