Which of the following statements about benefits provided by workers compensation programs is true?
A) Occupational disability and nonoccupational disability are covered.
B) Death benefits and benefits to eligible survivors are payable if a worker is killed on the job.
C) Medical benefits are usually subject to deductibles, coinsurance, and numerous exclusions.
D) Retirement benefits are payable to retired workers through workers compensation.
Answer: B
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Which of the following reasons for denying an applicant a loan is a violation of fair lending laws, such as ECOA?
a. The applicant's income does not meet the required level for repayment of the loan b. The applicant's age is below the minimum age for executing a contract c. The applicant's recent marital status may lead to a change in employment d. The applicant's credit history includes defaults on many credit payments
Dr. Rimbaud is a neurosurgeon in Ottawa. His patient dies after an operation. The estate sues him for negligence. The issue will be decided based on:
A) A comparison with the reasonable person. B) A comparison with the reasonable doctor. C) A comparison with other specialists of like skills and training. D) Whether Dr. Rimbaud acted in good faith and integrity E) The judgement of the College of Physicians and Surgeons.