According to federal fair lending laws, which of the following facts cannot be considered when qualifying an applicant for a loan?
a. A female applicant is four months pregnant and might not continue working once her baby is born
b. A female applicant's credit report and application show gaps of several months between jobs over the past two years
c. A disabled applicant's credit report shows several instances of 60- and 90-day late credit card payments
d. A minority applicant does not have sufficient funds for a down payment
Ans: a. A female applicant is four months pregnant and might not continue working once her baby is born
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A(n) ________ is a company's private data network, accessible only by authorized persons inside the organization
A) electronic data interchange (EDI) B) internet C) intranet D) EPOS E) EDI
You are researching secondary data on the shopping habits of households for your project. A marketing research firm that had done research in the area has agreed to allow you to dial into their mainframe computer to access the data
You will be accessing a(n) ________. A) online database B) special purpose database C) offline database D) customer database