Individuals have an advantage over FIs in that individuals more easily can diversify away some of the credit risk of their asset portfolios.

The Sarbanes-Oxley Act called for more disclosure and transparency of corporate financial information

Indicate whether the statement is true or false.

A top leader is supposed to help promote values and principles that _____

a. encourage employees to compete against one another b. line up squarely with company advertising c. create a public image of harmony d. contribute to the welfare of individuals and the organization