Identify the correct formula to calculate the cumulative interest paid on a mortgage loan for the second year of the loan (periods 13-24, where rate is 9%, nper is 5, and present value is $250,000

A) =CUMIPMT(.09/12, 30/12,-250000,24,13,0 ) B) =CUMIPMT(.09*12, 30/12,-250000,13,24,0 )
C) =-CUMIPMT(.09/12, 5*12, 250000,13,24,0 ) D) =CUMIPMT(.09/12, 5*12, 250000,24,13,0 )

C