Stores such as Costco and Sam's Club require an annual membership before you can shop there. This is a form of

The IS curve shifts to the left when ________

A) autonomous consumption increases B) taxes increase C) autonomous investment increases D) all of the above E) none of the above

In order to reduce the possibility of adverse selection, banks should raise the interest rates charged on loans

a. True b. False Indicate whether the statement is true or false