When an OSI layer receives a message from the next higher layer, it performs the requested services and then wraps that message in its own layer of control information for use by the corresponding layer at the receiving end

Which of the following would encourage the more positive response to a routine message?

A) A request implied in a communication about an unrelated topic B) A request made by letter C) A request made at a group meeting D) A request made using email E) A request made in person

Special vesting rules apply to qualified defined contribution plans with voluntary employee contributions and matching employer contributions. Which of the following statements is (are) true with respect to these vesting rules?

I. Employer contributions must vest immediately. II. Graded vesting is permitted, and employer contributions must be 20 percent vested after 2 years, with an additional 20 percent vested in each of the next 4 years. A) I only B) II only C) both I and II D) neither I nor II