What is a nondisabling or per-visit benefit?

a. A benefit that allows the insured to carry sporadic insurance without penalty
b. A benefit with a waiting period, a daily maximum, and a calendar year maximum
c. A benefit where the seven-day waiting period is subtracted from the 28 days, and the remaining number of days is multiplied by the daily benefit amount of $10 for a total of $70
d. A benefit allowing for the circumstance in which a patient is discharged and then readmitted repeatedly

B