The provision of financial services, in small amounts of money, to poor or low-income clients, including consumers and the self-employed best describes

Simple deposit multiplier - _____________ of the required reserve ratio.

Fill in the blank(s) with the appropriate word(s).

Which of the following approaches to management was criticized for being too simplistic, for a belief that a happy worker was a productive worker?

A. scientific management approach B. systematic management approach C. bureaucratic approach D. human relations approach E. administrative management approach