In some circumstances, referring an employee to an employee assistance program or counseling may be perceived as labeling the employee as disabled in violation of the Americans with Disabilities Act

Which of the following is true about direct losses?

A) Does not include smoke damage to a building B) Is a non-financial loss C) Has no direct liability consequences for the firm D) Often is followed by an indirect loss due to business interruption

The term "window of opportunity" is a metaphor describing the time period in which a firm can realistically raise money

Indicate whether the statement is true or false