In time studies, what are the three broad categories of allowances?

A crisis in the financial sector often spills over into other industries because when financial institutions ________ borrowing, activity in most other industries ________

A) increase; slows down B) contract; slows down C) increase; increases D) contract; increases

All of the following practices are most likely implemented by companies with high-performance work systems EXCEPT ________

A) hiring employees based on validated selection tests B) providing pay increases based on service years C) extensive training of the workforce D) utilizing self-managing work teams