As a market follower strategy, the ________ duplicates the leader's product and packages and sells it on the black market or through disreputable dealers

Landlord-held security deposits may be withheld to cover costs that are due or to restore the premises to original condition excluding normal wear and tear.

a. true b. false

We refer to an FHA insured loan and a VA ________ loan

(a) gifted (b) guaranteed (c) no down payment (d) entitled