What is the present value of a lottery paid as an annuity due for twenty years if the cash flows are $250,000 per year and the appropriate discount rate is 7.50%?

A) $5,000,000.00
B) $3,186,045.39
C) $2,739,769.55
D) $2,548,622.84

Answer: C
Explanation: C)
PV = PMT × × (1 + r)1
= $250,000 × × (1.075)1 = $2,739,769.55.

MODE = BEGIN
INPUT 20 7.5 ? -250,000 0
KEY N I/Y PV PMT FV
CPT 2,739,769.55

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