The cash-debt coverage ratio is:

(a) a measure of liquidity
(b) a measure of profitability
(c) net income [divided] by average total liabilities
(d) a measure of solvency

Ans: (d) a measure of solvency

Business

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Jenna owns a policy in which the premium at the inception of the policy is lower than the continuous premium whole life rate and then increases each year for the first 5 years of the policy period. After 5 years, the premium levels off. What type of policy does Jenna own?

A) Graded premium whole life B) Minimum deposit whole life C) Step-rate premium life D) Modified whole life"

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____Goal setting, when combined with relapse prevention, is effective at facilitating positive transfer of training

Indicate whether the statement is true or false

Business