Which of the following is not one of the four values of agile modeling?

Torts that can be covered by insurance policies include all of the following, EXCEPT:

a. Intentional torts committed with intent, but the results of the act had unintended consequences that caused harm to another. b. A negligent tort in which a failure to act, caused harm to another. c. Vicarious liability due to an employee causing harm to another and the negligence is imputed to the employer. d. Intentional torts purposely committed to cause harm to another

The crucial factor in determining whether someone is an independent contractor or an employee is the ________

A) number of people with whom that party is willing to work with at a time B) degree of control that the principal has over that party C) nationality of that party D) measure of the party's extraversion