The ________ is a nonhierarchical method that specifies several cluster centers at once. All objects within a pre-specified threshold value from the center are grouped together

A broker owes fiduciary duties to his/her principal. The duty owed to a third party in the same transaction is that he/she:

a. owes no duty to the third party. b. must disclose only the facts which the third party inquires about. c. needs to tell the third party only the facts related to sale price. d. must disclose all material facts regarding the property being considered.

Two growth areas for consumer finance companies are

A) first mortgages and vacation financing. B) marine vessel loans and auto loans. C) home equity loans and educational loans. D) home equity loans and "private label" retail credit cards.