A bank offers a loan that will requires you to pay 7% interest compounded monthly. Which of the following is closest to the EAR charged by the bank?

A) 5.78%
B) 8.68%
C) 7.23%
D) 14.46%

Answer: C

Business

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An order or promise in a negotiable instrument must be conditional

a. true b. false

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Which of the following insurance products protects a lender against a borrower's death prior to repayment of the debt?

A. Credit life. B. Universal life. C. Whole life D. Endowment life. E. Variable life.

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