A ________ is used to present key skills on a resume for individuals with little or no work experience

All of these are considered key factors in underwriting life insurance EXCEPT

A) Tobacco use B) Health history C) Age D) Marital status

Sharing the financial consequences associated with risk in the insurance industry is sometimes called

A) risk pooling. B) risk deferring. C) risk migration. D) risk splitting. E) none of the above.