All questions on a questionnaire should contribute to the information needed or serve some specific purpose

Under many disability income insurance policies, which of the following is generally NOT considered a presumptive disability?

A) Loss of speech B) Blindness C) Loss of 1 leg D) Loss of 1 arm and 1 leg

Which of the following is not usually an effective strategy for overcoming core rigidities?

a. Creative destruction b. Unlearning c. Corporate imagination d. Deep pockets e. Experimentation