Consumers who share their ideas about products with companies for fun or a challenge, rather than a paycheck, are referred to as ________

________ research is undertaken to help identify problems that are not necessarily apparent on the surface and yet exist or are likely to arise in the future

A) Problem-solving B) Problem-identification C) Problem-manipulation D) Problem-correction E) Problem exception

________ is a specialized technique to eliminate the risk of nonpayment by importers in instances where the importing firm and/or its government is perceived by the exporter to be too risky for open account credit

A) Forfeiting B) Marketable Bank Shares C) Forfaiting D) Banker's Acceptances