The yield-to-maturity (YTM) approach fails to consider which of the following risks? I. reinvestment risk II. price or market risk

An advertisement by 1st Source Mortgage provides information about a fall special in which a consumer can obtain a free mortgage analysis by calling or e-mailing 1st Source Mortgage. The advertising goal of this advertisement is to:

A) encourage action B) inform C) persuade D) support other marketing efforts

Which of the following statements about group insurance underwriting principles is (are) true?

I. If a plan is contributory, 100 percent of the eligible employees must be covered. II. Ideally, there should be a flow of older people into the group and younger people out of the group. A) I only B) II only C) both I and II D) neither I nor II