If a person is insane at the time of signing a contract, but has not been adjudged insane, that

Which one of the following variables is least likely to be included in pay increase policies and guidelines?

(a) past pay increases (b) employee's tenure (c) employee's performance rating (d) timing of employee's pay adjustments

When real property is used as collateral for a bond, it is termed a/an ________

A) debenture B) mortgaged security C) indenture D) senior bond